Towns · Trent Lakes
Heat Pump Rebates in Trent Lakes
Trent Lakes heats the rural way — propane, oil, wood and baseboards — and rural means top tier: $1,250 a ton toward a heat pump, in a township where half the 'cottages' are now homes.
What do Trent Lakes homes heat with?
Whatever gets delivered or chopped. Around Buckhorn, Kinmount's edge and the lake roads, homes run on propane, oil and electric baseboards, with wood stoves everywhere. There is no natural gas to speak of, so every heating fuel here sits in the top Home Renovation Savings tier: $1,250 per ton, capped at $7,500. Electricity is Hydro One.
Cottage country, lived in year-round
Trent Lakes' defining housing trend is the cottage that became a home — retired into, worked from, lived in through winters it wasn't originally built for. Those homes often heat room by room: baseboards here, a stove there, an oil furnace doing the core. Ductless heat pumps fit that pattern naturally, adding efficient heat and real air conditioning space by space, while ducted homes take the furnace pairing. Insulation and heat loss get an honest look at the visit; in a converted cottage they matter as much as the equipment.
What's the rebate math for a typical Trent Lakes home?
A 2.5-ton system — typical for a year-round lake home — earns $3,125 from Ontario (2.5 × $1,250), plus $2,000 federal for installs dated November 1, 2026 or later, or up to $10,000 federal below the median income. Larger homes at 3 tons see $3,750 from Ontario. And the running math matters as much as the rebate: every winter week the heat pump carries is a week the propane or oil truck doesn't.
Trent Lakes: check your rebate
Six quick questions about your home. Your estimate — Ontario rebate, federal rebate, net cost and your example monthly figure — is calculated the moment you finish.
Your estimate is on its way
A local advisor will call to confirm your exact number. Here's your estimate now:
Your estimated rebates
Example only — based on your numbers above: your net cost after both rebates, incl. 13% HST, spread over 240 months. Here's the move many homeowners make with that monthly: when the rebate cheque arrives, put it straight onto the financing — at a monthly like this, it covers about two years of payments on its own. Then put the money you're no longer spending on fuel each year onto the loan too, and the system is paid off years early.
Homes like yours often also price a ductless option — ask the advisor to run both.
| Estimated system size | — |
| Ontario Home Renovation Savings rebate | — |
| Federal rebate (announced — applications open early 2027) | — |
| Typical installed cost, full furnace + heat pump switch | — |
| Your net cost after both rebates | — |
| Example monthly figure (net incl. 13% HST ÷ 240) | — |
| What you'll spend on fuel in the next 5 winters if nothing changes | — |
| Estimated heating savings per year after switching | — |
The monthly figure is an example only. The installed range is a typical Ontario range, estimate only. The new system typically heats your home for roughly 45–55% of what oil or propane costs.
What happens next
We call you
A local advisor goes over your estimate and answers questions — no pressure, no obligation.
In-home visit
We measure, check your ductwork and panel, and confirm your exact rebate. Bring last winter's fuel invoices — the savings math gets very clear when it's your own numbers.
Rebate pre-approval filed
Before any work begins, your Ontario pre-approval is filed and your rebate is reserved while funding lasts.
Install — rebate cheque follows
The new system goes in, the claim is submitted, and your rebate cheque arrives, about 60 days after approval.
One date worth knowing
Installations on or after November 1, 2026 count toward the new federal rebate. If your install is being booked this fall, that date line can be worth $2,000 to $10,000 — ask about it on your call.
Estimates only. Your exact rebate is confirmed at the in-home visit, and Ontario rebate pre-approval is filed before any work begins.
Trent Lakes — common questions
We're only at the lake part-time. Does that matter?
The rebate is built around a home you heat — eligibility turns on the home and the equipment, confirmed at pre-approval. If the property is becoming your full-time or long-season home, that's the normal case here. Part-time and seasonal situations are worth a direct conversation before assuming either way.
Can a heat pump work with my wood stove?
Very well — it's one of the most common pairings in the township. The heat pump carries the everyday heating (and cools in summer), the stove stays for deep cold, outages and the fires you'd light anyway. Wood-heated homes qualify at the same $1,250-per-ton tier.
Sources and estimates
The rebate figures on this page come from the official program sources: Ontario's Home Renovation Savings program (delivered with Save on Energy and Enbridge Gas) and the Government of Canada's National Heat Pump Rebate. Figures checked October 29, 2026. All amounts are estimates — your confirmed rebate and eligibility come from program pre-approval, filed by a participating contractor before installation.
Keep reading
Heat Pump Cost in Ontario
What each kind of system actually costs installed — before and after rebates.
Federal Rebate: Be First in Line
The new federal rebate pays $2,000 — up to $10,000 below the median income. Be first in line before the Ontario rules land.
Belleville / Quinte
Older housing stock and rural oil and propane across the Quinte area.
Peterborough
Older homes, basement oil tanks, and the top tier across the townships.