Towns · Georgina
Heat Pump Rebates in Georgina
Keswick, Sutton, Pefferlaw and the Lake Simcoe shore: gas on some streets, oil and propane tanks on the concessions — and the top Ontario rebate tier for the homes that have them.
What do Georgina homes heat with?
Keswick has natural gas on many streets, paying HRS at $500 per ton. Head north and east — Sutton, Jackson’s Point, Pefferlaw, Udora and the concession roads — and it’s oil and propane country, at $1,250 per ton. A lot of the lakeside housing stock started as cottages and became year-round homes, which means older insulation, older furnaces and some of the highest heating bills in York Region. Hydro One serves most of Georgina.
Does this page cover East Gwillimbury too?
Yes — East Gwillimbury (Holland Landing, Sharon, Queensville, Mount Albert and the rural concessions) is folded into this page’s coverage, because the pattern is the same: gas in some newer subdivisions, tanks on the rural roads, and identical rebate rates. If your home is in East Gwillimbury, pick Georgina in the checker below and your estimate will be right — the advisor confirms the details on the call.
What’s the rebate math for a typical Georgina home?
A common case — a 1,200–1,800 sq ft home on oil or propane — takes a 2.5-ton system: $3,125 from Ontario HRS plus $2,000 federal (up to $10,000 if your household is below the median income), on a switch typically running $13,500–$16,500 installed. Combined, that’s $5,125 to $13,125 back. Gas homes in Keswick get $1,250 from Ontario on the same system, plus the federal amount.
Georgina: check your rebate
Six quick questions about your home. Your estimate — Ontario rebate, federal rebate, net cost and your example monthly figure — is calculated the moment you finish.
Your estimate is on its way
A local advisor will call to confirm your exact number. Here's your estimate now:
Your estimated rebates
Example only — based on your numbers above: your net cost after both rebates, incl. 13% HST, spread over 240 months. Here's the move many homeowners make with that monthly: when the rebate cheque arrives, put it straight onto the financing — at a monthly like this, it covers about two years of payments on its own. Then put the money you're no longer spending on fuel each year onto the loan too, and the system is paid off years early.
Homes like yours often also price a ductless option — ask the advisor to run both.
| Estimated system size | — |
| Ontario Home Renovation Savings rebate | — |
| Federal rebate (announced — applications open early 2027) | — |
| Typical installed cost, full furnace + heat pump switch | — |
| Your net cost after both rebates | — |
| Example monthly figure (net incl. 13% HST ÷ 240) | — |
| What you'll spend on fuel in the next 5 winters if nothing changes | — |
| Estimated heating savings per year after switching | — |
The monthly figure is an example only. The installed range is a typical Ontario range, estimate only. The new system typically heats your home for roughly 45–55% of what oil or propane costs.
What happens next
We call you
A local advisor goes over your estimate and answers questions — no pressure, no obligation.
In-home visit
We measure, check your ductwork and panel, and confirm your exact rebate. Bring last winter's fuel invoices — the savings math gets very clear when it's your own numbers.
Rebate pre-approval filed
Before any work begins, your Ontario pre-approval is filed and your rebate is reserved while funding lasts.
Install — rebate cheque follows
The new system goes in, the claim is submitted, and your rebate cheque arrives, about 60 days after approval.
One date worth knowing
Installations on or after November 1, 2026 count toward the new federal rebate. If your install is being booked this fall, that date line can be worth $2,000 to $10,000 — ask about it on your call.
Estimates only. Your exact rebate is confirmed at the in-home visit, and Ontario rebate pre-approval is filed before any work begins.
Georgina — common questions
My lakeside home started as a cottage but I live there year-round. Do I qualify?
Generally yes — the programs are about the home you live in and heat, not its history. Converted cottages often have the most to gain, because the heating system was never designed for full winters. Seasonal-only properties are a different question; ask at the estimate stage.
I rent my propane tank. Does that change my rebate?
No — the rebate follows the fuel you burn, not who owns the tank. Tank rental does add a carrying cost every year you stay on propane, which is part of the savings math your advisor will show you.
Natural gas is on my street in Keswick, but I still heat with oil. Which rate do I get?
The rate follows the fuel you heat with now — oil means $1,250 per ton. If you later connect to gas, a dual-fuel setup can use it as backup; the rebate is based on the switch you’re making today.
How far does the advisor travel in Georgina and East Gwillimbury?
The whole shoreline and both towns’ rural concessions are in the coverage area — Keswick to Pefferlaw, Holland Landing to Mount Albert. The in-home visit is free and is where your estimate becomes an exact quote.
Keep reading
Heat Pump Cost in Ontario
What each kind of system actually costs installed — before and after rebates.
Federal Rebate: Reserve Your Spot
The new federal rebate pays $2,000 — up to $10,000 below the median income. Reserve your spot before the Ontario rules land.
Kawartha Lakes
Farm country, concession roads, and some of the most expensive heating fuel in Ontario.
Peterborough
Older homes, basement oil tanks, and the top tier across the townships.