Federal Rebate · Reserve your spot
The Federal Heat Pump Rebate in Ontario
Ottawa announced a new federal heat pump rebate on October 8, 2026 — $2,000 for eligible households, up to $10,000 for households below their province’s median income. Ontario’s exact rules are expected around November 1. Here’s what’s confirmed — and how to reserve your spot before they land.
What did the federal government announce?
A new National Heat Pump Rebate: $2,000 for eligible households who install a qualifying electric cold-climate heat pump, and up to $10,000 for households below their province’s median after-tax income. One thing nobody can tell you yet, whatever their website says: Ontario’s exact dollar income cut-off has not been published. The full rules — cut-offs, the eligible products list, the claim process — are expected around November 1, 2026. This page was checked October 26, 2026, and it will be updated the day the full rules publish.
What is confirmed about the federal rebate?
More than you might expect, confirmed by the federal government’s October 21, 2026 update:
- Installations on or after November 1, 2026 count. An install finished in late October does not — the date line is hard.
- Applications open early 2027 through an online portal, with fast approvals promised.
- No energy audit is required — a change from the old federal programs.
- The heat pump must be an electric cold-climate air-source model on the federal Eligible Products List.
- It stacks with Ontario’s Home Renovation Savings rebate — both programs can pay on the same install.
How much can an Ontario home get with both rebates stacked?
The Ontario rebate is paid per ton and set by your current fuel; the federal rebate is added on top. A labelled example, for a typical switch:
| Example: 3-ton heat pump, oil-heated home | Amount |
|---|---|
| Ontario Home Renovation Savings ($1,250 × 3 tons) | $3,750 |
| Federal National Heat Pump Rebate | $2,000 |
| Combined | $5,750 |
| Same home, if the household qualifies for the higher federal amount | up to ~$13,750 |
Example only — your tonnage and fuel set your real numbers; the checker below runs yours. The “up to” figure applies only if your household qualifies for the higher federal amount, and Ontario’s exact income cut-off has not been published yet.
Why reserve a spot now, before the rules are even out?
Because the two things that can’t be done retroactively both have clocks on them. Ontario’s rebate has to be pre-approved before the install, and its funding is first-come. And the federal rebate keys on your install date — November 1, 2026 or later, or it doesn’t count. Reserving a spot lines up both, plus one more thing no government page will do for you:
Your number, the day the rules publish
The morning Ontario’s full rules are out — the real income cut-off included — your estimate is re-run against them and emailed to you.
Your Ontario pre-approval, filed ahead
Your HRS pre-approval is filed before any work begins — that’s what reserves the Ontario money while funding lasts.
An install date that counts
Your install is booked for November 1, 2026 or later, so it qualifies for the federal rebate when applications open in early 2027.
What reserving a spot is — and isn’t
Reserving puts you on this guide’s list, held by one local advisor. It is not a government application, and there is no government queue to join — the federal application opens in early 2027 and is yours to file, with your install paperwork in hand. Your spot covers the work that has to happen before that: your estimate, your Ontario pre-approval, and an install date that counts.
Reserve your spot — start with your estimate
Five quick questions about your home. You’ll see your combined Ontario + federal range right away — your spot is held when you confirm your details.
You're on the list
Your spot is held. A local advisor will call to confirm your estimate — and you'll get an email the day Ontario's full federal rules publish, with your number worked out against the real cut-offs.
Lead captured — Source: Federal Rebate Reserve
Your estimated combined rebates
Example only — your net cost after both rebates, incl. 13% HST, spread over 240 months. Here's the move many homeowners make with that monthly: when the rebate cheques arrive, put them straight onto the financing — at a monthly like this, they cover about two years of payments on their own. Then put the money you're no longer spending on fuel each year onto the loan too, and the system is paid off years early.
| Ontario Home Renovation Savings rebate | — |
| Federal rebate (announced — applications open early 2027) | — |
| Typical installed cost, full furnace + heat pump switch | — |
| Your net cost after both rebates | — |
| Example monthly figure (net incl. 13% HST ÷ 240) | — |
Your spot reserves three things
Your number, the day the rules publish
The morning Ontario's full rules are out — income cut-off included — your estimate is re-run against them and emailed to you. No guessing with someone else's province's numbers.
Ontario pre-approval, filed ahead
Before any work begins, your HRS pre-approval is filed. That's what reserves the Ontario money while funding lasts — installs without a pre-approval on file don't get paid.
An install date that counts
Your install is booked for November 1, 2026 or later, so it qualifies for the federal rebate when applications open in early 2027.
Estimates only. Your exact rebate is confirmed at the in-home visit. Reserving a spot is this guide's list, held by one local advisor — it is not a government application, and the federal application itself opens in early 2027.
Federal rebate in Ontario — common questions
When can I actually apply for the federal rebate?
Applications open in early 2027 through an online portal. That’s later than most people expect — but your install doesn’t wait for it: installations on or after November 1, 2026 count, as long as you keep your invoice and paperwork. Reserving a spot now is about the install date and the Ontario pre-approval, not the federal form.
What is Ontario’s income cut-off for the up-to-$10,000 amount?
It hasn’t been published yet. Ottawa set the method — households below their province’s median after-tax income — but Ontario’s dollar figure is expected with the full rules around November 1, 2026. Anyone quoting you an exact Ontario cut-off today is guessing. If you’re on the reserve list, you’ll get the real number the day it publishes.
Do I need a home energy audit to get the federal rebate?
No. Unlike the old Greener Homes programs, the new federal rebate does not require an energy audit. Your equipment choice and install date are what matter.
Does the federal rebate really stack with the Ontario HRS rebate?
Yes — the federal program is designed to stack with provincial programs like Home Renovation Savings. The same install can receive both: HRS is pre-approved and paid through the Ontario process, and the federal amount is claimed through the portal when it opens in early 2027.
Which heat pumps qualify for the federal rebate?
Electric cold-climate air-source heat pumps on the federal Eligible Products List. The list is part of the full rules package — your advisor confirms the exact model against it before anything is installed, so there’s no guessing with your rebate.
Is reserving a spot a government application?
No — and any site that implies otherwise is misleading you. Reserving here puts you on this guide’s list with one local advisor: your estimate now, your Ontario pre-approval filed, an install date on or after November 1, 2026, and an email the day the full rules publish. The government application itself opens in early 2027 and is yours to file.
Keep reading
The Federal Heat Pump Rebate, Explained
What’s confirmed, what’s announced, and what hasn’t been published yet about the $2,000–$10,000 program.
Heat Pump Cost in Ontario
What each kind of system actually costs installed — before and after rebates.
Check Your Rebate
The full estimate — Ontario rebate, federal rebate, your net cost and your monthly number.