Towns · Bobcaygeon
Heat Pump Rebates in Bobcaygeon
Bobcaygeon runs on propane and oil between the lakes — top-tier territory: $1,250 a ton, in a town where the oil-to-propane question has quietly become the heat pump question.
What do Bobcaygeon homes heat with?
Propane and oil, mostly — in the village, along the Pigeon Lake roads, and in the year-round homes that used to be cottages. There's no broad natural gas network here, so homes sit in the top Home Renovation Savings tier: $1,250 per ton, capped at $7,500. Electricity is Hydro One. Kawartha Lakes homes asking about oil-to-propane conversions are increasingly asking the follow-up question: why swap one delivered fuel for another when a heat pump cuts the deliveries to a fraction?
Lake homes that became year-round homes
Bobcaygeon's housing story is the cottage conversion: lakeside homes built for summers, now lived in through January. Those homes often heat in patches — a furnace for the core, baseboards or a stove beyond it — which is why ductless is such a frequent answer here: heads where the living actually happens, each adding comfort the original build never had, and the whole plan rebated per ton of capacity. Year-round ducted homes take the furnace pairing with propane or electric backup.
What's the rebate math for a typical Bobcaygeon home?
A typical year-round home at 2.5 tons: $3,125 from Ontario (2.5 × $1,250), plus $2,000 federal for installs dated November 1, 2026 or later — up to $10,000 federal below the median income. At 3 tons, $3,750 from Ontario. And for an oil home, add the quiet line items: the tank that comes out, and the fills that stop.
Bobcaygeon: check your rebate
Six quick questions about your home. Your estimate — Ontario rebate, federal rebate, net cost and your example monthly figure — is calculated the moment you finish.
Your estimate is on its way
A local advisor will call to confirm your exact number. Here's your estimate now:
Your estimated rebates
Example only — based on your numbers above: your net cost after both rebates, incl. 13% HST, spread over 240 months. Here's the move many homeowners make with that monthly: when the rebate cheque arrives, put it straight onto the financing — at a monthly like this, it covers about two years of payments on its own. Then put the money you're no longer spending on fuel each year onto the loan too, and the system is paid off years early.
Homes like yours often also price a ductless option — ask the advisor to run both.
| Estimated system size | — |
| Ontario Home Renovation Savings rebate | — |
| Federal rebate (announced — applications open early 2027) | — |
| Typical installed cost, full furnace + heat pump switch | — |
| Your net cost after both rebates | — |
| Example monthly figure (net incl. 13% HST ÷ 240) | — |
| What you'll spend on fuel in the next 5 winters if nothing changes | — |
| Estimated heating savings per year after switching | — |
The monthly figure is an example only. The installed range is a typical Ontario range, estimate only. The new system typically heats your home for roughly 45–55% of what oil or propane costs.
What happens next
We call you
A local advisor goes over your estimate and answers questions — no pressure, no obligation.
In-home visit
We measure, check your ductwork and panel, and confirm your exact rebate. Bring last winter's fuel invoices — the savings math gets very clear when it's your own numbers.
Rebate pre-approval filed
Before any work begins, your Ontario pre-approval is filed and your rebate is reserved while funding lasts.
Install — rebate cheque follows
The new system goes in, the claim is submitted, and your rebate cheque arrives, about 60 days after approval.
One date worth knowing
Installations on or after November 1, 2026 count toward the new federal rebate. If your install is being booked this fall, that date line can be worth $2,000 to $10,000 — ask about it on your call.
Estimates only. Your exact rebate is confirmed at the in-home visit, and Ontario rebate pre-approval is filed before any work begins.
Bobcaygeon — common questions
I was quoted an oil-to-propane conversion. How does a heat pump compare?
A conversion changes your fuel; a heat pump changes your running costs. With a heat pump and a new propane or electric furnace as the partner, propane becomes the backup instead of the main supply — fills turn rare, the rebate pays $1,250 per ton, and you gain air conditioning. Homes here that priced both usually end up comparing the conversion quote against the heat pump's net cost after rebates.
Our cottage became our home last year. Where do we start?
With the visit: heat loss, insulation as it actually is, panel capacity, and how you heat each part of the house now. Converted cottages are routine work in Bobcaygeon — the plan just has to be built for the house you have, not the one on the original building permit.
Sources and estimates
The rebate figures on this page come from the official program sources: Ontario's Home Renovation Savings program (delivered with Save on Energy and Enbridge Gas) and the Government of Canada's National Heat Pump Rebate. Figures checked October 29, 2026. All amounts are estimates — your confirmed rebate and eligibility come from program pre-approval, filed by a participating contractor before installation.
Keep reading
Heat Pump Cost in Ontario
What each kind of system actually costs installed — before and after rebates.
Federal Rebate: Be First in Line
The new federal rebate pays $2,000 — up to $10,000 below the median income. Be first in line before the Ontario rules land.
Belleville / Quinte
Older housing stock and rural oil and propane across the Quinte area.
Peterborough
Older homes, basement oil tanks, and the top tier across the townships.