Homeowner Questions · Rebates and approval
Can I stack the Ontario and federal heat pump rebates?
Yes. The new federal heat pump rebate is expected to stack with Ontario's Home Renovation Savings rebate. For example, a 3-ton system in an oil-heated home could receive $3,750 from Ontario plus $2,000 federally, or $5,750 combined before any higher income-qualified federal amount.
Checked October 26, 2026 · Educational guide, not a quote.
Quick answer
Yes. The new federal heat pump rebate is expected to stack with Ontario's Home Renovation Savings rebate. For example, a 3-ton system in an oil-heated home could receive $3,750 from Ontario plus $2,000 federally, or $5,750 combined before any higher income-qualified federal amount.
The short version
- Ontario: paid per ton and set by current fuel.
- Federal: $2,000, or up to $10,000 if the household qualifies.
- Example: 3-ton oil home, $3,750 Ontario + $2,000 federal = $5,750.
- Both programs have timing rules.
How the Ontario part is calculated
Ontario pays by ton and by current heating fuel. Non-gas homes are at $1,250 per ton, capped at $7,500. Enbridge natural gas homes are at $500 per ton, capped at $2,000. The system size therefore changes the Ontario cheque.
How the federal part is added
The announced federal amount is $2,000 for eligible households, and up to $10,000 for households below the provincial median after-tax income. Ontario's exact threshold has not been published, so the higher amount should always be labelled as conditional.
The two conditions people miss
Ontario pre-approval must be in place before the install, and the federal side counts Ontario installations dated November 1, 2026 or later. Stacking is not automatic simply because two programs exist.
What to do next
Find your heat pump tonnage.
Apply the Ontario rate for your current fuel.
Add the federal amount only as a labelled base or conditional scenario.
Read the full guide
This answer connects to Federal Rebate: Reserve Your Spot, where the full topic is covered with the current Ontario figures and the next checker.
See your stacked estimate
Your Ontario amount depends on fuel and tonnage. The federal amount is added on top when the installation qualifies.
Check your rebateQuestions people also ask
Can I stack the Ontario and federal heat pump rebates?
Yes. The new federal heat pump rebate is expected to stack with Ontario's Home Renovation Savings rebate. For example, a 3-ton system in an oil-heated home could receive $3,750 from Ontario plus $2,000 federally, or $5,750 combined before any higher income-qualified federal amount.
Does stacking reduce either rebate?
The announced federal program is meant to stack with Ontario's rebate; one does not simply replace the other.
Can I include the $10,000 in a firm quote today?
No. Until Ontario's income cut-off and final rules publish, show it only as an up-to scenario if the household qualifies.